According to the law, no instant nipple should be issued between 7am and 11pm. Although legally required, in practice it is possible to post an instant call 24 hours a day. However, in order for this to be possible, the instant nipple must be granted in advance.
So if you are reading this article at night, you will not be able to get a loan tonight unless you have access to a Flexibility Credit.
How to get a quick drink at night?
In order to get a quick nap at night, you need to apply for a Flex Credit from a company that offers it. Flexicurity is a bit different from instant credit because in practice it is a credit account that can be withdrawn as needed.
Like other loans, a Flexibility Loan can be applied for 24 hours a day, but is only granted by the loan company during business hours, usually between 7am and 11pm. Once your Flexible Credit has been granted, you can withdraw from your account to your own account at any time of the week and day.
If you know you may have unexpected loan needs during the evening / night time, it is a good idea to apply for Flexible Credit in advance. Applying in advance makes sense, as filing an application and a positive loan application are free. You will not be charged until you withdraw funds from your flexible credit account to your own account.
Since applying for Flexicurity is free, it is a good idea to apply to more companies in advance. This way, the money is available to you as soon as you need it.
Where’s the quick release 24h / 7?
To get a quick grip whenever you need it, you need to open a flexible credit account with one of the two loan companies below. Both services are also open on Saturday and Sunday.
Good Finance Flexible is a credit account with a maximum size of USD 4,000. Once a credit has been granted, it is available 24 hours a day, up to a specified ceiling. Applications can be made at any time of the day, but applications will be processed during Good Finance’s opening hours. Good Finance has a withdrawal commission of USD 0 and a nominal annual interest of 19.97%. In addition to the nominal annual interest, Good Finance will charge an account management fee of USD 12 per month.
The loan can be repaid at once or in minimum installments. The minimum repayment on Good Finance is 3% of the total outstanding credit. However, the minimum down payment is always at least USD 40 per month.
For a typical customer, the real annual interest rate is 29.79%, and the estimated total cost of a $ 4,000 credit, for example, is $ 4,576.59, assuming the customer repays it in 12 monthly installments.
Good Finance can grant Flexible Credit to persons aged 21 or over who are resident in Finland and have a Finnish personal identification number and have well-managed financial matters. A valid e-mail address and a Finnish bank account are also required to apply for a loan.
Flexibility limit is granted
The Flexible Credit offered by Loan24 is called the Flexible Credit. The flexibility limit is granted with a credit limit of USD 100 – 4000. The smaller the Flex Credit you choose, the easier it will be. Loan24 loans have flexible payment terms ranging from 1 month to 36 months. The repayment period depends on how much installments you repay on the loan.
There is no withdrawal commission on the Flexible Limit Product and the nominal annual interest is 19.92%. Loan24 will charge you an account management fee of $ 0.75 – $ 12 per month for your available credit. This amount depends on the amount of the loan drawn.
The actual annual interest rate will vary depending on the loan period and the amount withdrawn. For example, for a USD 1,500 12-month loan, the effective annual interest rate is 29.97% .
Loan24 provides Flexicurity loans to individuals over 19 years of age who have well managed their finances and who have a personal mobile phone subscription, are permanently resident in Finland and have a Finnish bank account and no credit default entries. Applications for opening a Flexible Limit Account are processed between 8am and 10pm every day of the week.